CBO9216 RECORD LAYOUT 1992 Characteristics of Business Owners: Sources of Borrowed Capital--Owners -------------------------------------------------------------------------------- FIELD TYPE SIZE DESCRIPTION NAME -------------------------------------------------------------------------------- GEOTYPE C 1 Type of geography 1 United States TRADEKEY C 1 Tradekey: o=Characteristic of Business Owners YR C 2 Reference year (92 only) TABLE C 1 Table (sector, receipts size, employment size, legal form) a by Industry Division (sector) b by Receipt Size of Firm c by Employment Size of Firm d by Legal Form of Organization of Firm GROUP C 2 Group 00 All firms (CBO/SMOBE universe) 20 Black-owned businesses 30 Hispanic-owned businesses 40 Other minority-owned businesses 80 Women-owned businesses 99 Nonminority male-owned businesses SECTOR C 1 Industry sector (" "=All sectors) (N/A for tables b, c, d) All industries 0 Ag sv, forestry, fish & min(07-14) 2 Construction ind (15-17, inc 6552) 3 Manufacturing industries (20-39) 4 Trans, communications &util(40-49) 5 Wholesale trade (50-51) 6 Retail trade (52-59) 7 Fin, insur &real est(60-67,ex6552) 8 Service industries (70-89) 9 Industries not classified SIZEKEY C 3 Receipt size, empl.size, & legal form of firm (N/A table a) 500 All firms 518 $1,000,000 or more 551 $500,000 to $999,999 552 $250,000 to $499,999 554 $200,000 to $249,999 555 $100,000 to $199,999 561 $50,000 to $99,999 562 $25,000 to $49,999 563 $10,000 to $24,999 571 $5,000 to $9,999 582 Less than $5,000 600 All firms 604 No paid employees 605 Paid employees 611 No employees 612 1 to 4 employees 620 5 to 9 employees 630 10 to 19 employees 641 20 to 49 employees 642 50 to 99 employees 650 100 employees or more 900 All legal forms of organization 912 Subchapter S Corporations 920 Individual proprietorships 930 Partnerships FIRMSA N 8 Number of firms MORTGO N 4 Source of borrowed capital: Mortgage/equity (%) MORTGOF C 1 Flag for MORTGO CREDITO N 4 Source of borrowed capital: Personal credit card (%) CREDITOF C 1 Flag for CREDITO SPOUSEO N 4 Source of borrowed capital: Spouse (%) SPOUSEOF C 1 Flag for SPOUSEO FAMILYO N 4 Source of borrowed capital: Other family members (%) FAMILYOF C 1 Flag for FAMILYO OPLOANO N 4 Source of borrowed capital: Other type of personal loan (%) OPLOANOF C 1 Flag for OPLOANO SOURONR N 4 Source of borrowed capital: Not reported (%) SOURONRF C 1 Flag for SOURONR SOURONA N 4 Source of borrowed capital: N/A(did not borrow capital) (%) SOURONAF C 1 Flag for SOURONA FIRMSAE N 2 Relative standard error (%) for FIRMSA MORTGOE N 3 Standard error of estimate (%) for MORTGO CREDITOE N 3 Standard error of estimate (%) for CREDITO SPOUSEOE N 3 Standard error of estimate (%) for SPOUSEO FAMILYOE N 3 Standard error of estimate (%) for FAMILYO OPLOANOE N 3 Standard error of estimate (%) for OPLOANO SOURONRE N 3 Standard error of estimate (%) for SOURONR SOURONAE N 3 Standard error of estimate (%) for SOURONA