1992 CENSUS OF FINANCIAL, INSURANCE, AND REAL ESTATE INDUSTRIES Introduction =>GENERAL The 1992 Census of Financial, Insurance, and Real Estate (FIRE) Industries, part of the 1992 Economic Census, covered financial, insurance, and real estate industries as defined in Division H of the Standard Industrial Classification Manual: 1987 (SIC). Data are presented for establishments in the following classifications: SIC code Title 60 Depository institutions 61 Nondepository credit institutions 62 Security and commodity brokers, dealers, exchanges, and services 63 Insurance carriers 64 Insurance agents, brokers, and service 65 Real estate 67 Holding and other investment offices This report includes only establishments with payroll. Government-affiliated establishments in the covered industries are excluded from this report, with the exception of depository institutions under conservatorship of a governmental organization, central reserve institutions, and federally-sponsored credit agencies. For firms classified as commercial banks, savings institutions, and credit unions (SIC's 602, 603, and 606); and life insurance carriers, accident and health and medical service plans, fire, marine, and casualty, and surety insurance carriers (SIC's 631, 632, 633, and 635), the basic tabulations in this report include establishments which are auxiliary (primary function is providing a service, such as an administrative office) to other establishments within the same organization. For firms classified in all other industries covered by this report, the basic tabulations do not include data for auxiliary establishments. Data for these auxiliaries are presented in a subsequent report issued as part of the 1992 Enterprise Statistics reports. For the 1992 Census of Financial, Insurance, and Real Estate Industries, large- and medium-size firms, plus all firms known to operate more than one establishment, were sent questionnaires to be completed and returned to the Census Bureau by mail. For selected very small firms, including those with no paid employees, data from existing administrative records of other Federal agencies were used instead. These records provided basic information on location, kind of business, revenue, payroll, number of employees, and legal form of organization. In addition, more detailed information for selected kinds of business was obtained on the various questionnaires. Appendix A gives a more detailed explanation of census coverage and methodology. =>SOURCES OF REVENUE This report represents a recompilation of establishment and revenue data collected in the 1992 Census of Financial, Insurance, and Real Estate Industries according to various categories of sources of revenue. Tables in this report present data only for establishments with payroll. An individual establishment (i.e., business location) is the unit to which a single kind-of-business classification is assigned and for which data are summarized in most census tabulations. Revenue is presented in this report by broad revenue line category. In planning the revenue line inquiries for the 1992 Census of Financial, Insurance, and Real Estate Industries, the Bureau of the Census consulted extensively with trade associations and businesses. The amount of detail requested in the census primarily reflected considerations for reportability. Sixty-one broad revenue lines were devised to account for all the sources of revenue regardless of kind-of-business classification. These lines are identified in the tables by revenue line codes ending in "0." In addition to the broad revenue lines, detail within some of these broad lines was requested on many of the report forms. These detail lines are identified in the tables by revenue line codes ending with a digit other than "0." Unlike the broad lines, the detail lines were adapted to the revenue line characteristics of an individual kind of business or a group of closely related kinds of businesses. Thus, while it is possible to compute a total for each of the broad revenue lines to cover all kinds of business, no such totals can be calculated for the detail lines. Appendix I gives revenue line descriptions, codes, and the reporting-form number on which each line appears. Appendix A presents more detailed information about the statistics contained in this report. =>CENSUS DISCLOSURE RULES In accordance with Federal law governing census reports, no data are published that would disclose the operations of an individual establishment or business. However, the number of establishments in a kind-of-business classification is not considered a disclosure, so this information may be released even though other information is withheld. =>GEOGRAPHIC AREAS COVERED This report presents data by kind of business for the United States as a whole. =>DOLLAR VALUES All dollar values presented in this report are expressed in current dollars, i.e., 1992 data are expressed in 1992 dollars. Consequently, when making comparisons to prior years, users of the data should consider the inflation that has occurred. =>RELIABILITY OF DATA The revenue lines data presented in this report are based, in part, upon a sample and, therefore, are subject to both sampling errors and nonsampling errors. Specifically, for establishments in SIC 6411, Insurance Agents, Brokers, and Service, data are estimated based on information obtained from census questionnaires mailed to all large employers and to a sample of small employers in the insurance universe. Sampling errors affect these estimates insofar as they may differ from a complete enumeration. Nonsampling errors can be attributed to many sources: inability to identify all cases in the actual universe; definition and classification difficulties; differences in the interpretation of questions; errors in recording or coding the data obtained; and other errors of collection, response, coverage, processing, and estimation for missing or misreported data. The reliability of the revenue lines estimates in this report is determined by the joint effects of sampling and nonsampling errors. No direct measurement of nonsampling errors has been obtained except for estimation for missing or misreported data; however, precautionary steps were taken in all phases of the collection, processing, and tabulation of the data in an effort to minimize these effects. For more detailed information on the sampling procedure, estimation procedure, and sampling error that apply to these data, see appendix A. Table 3 presents information on revenue lines coverage for the published estimates, and appendix A describes the derivation and significance of these coverage data. Also, see appendix E for an indication of the extent that data for kind-of-business totals included in this report were obtained from the administrative records of other Federal agencies and from estimation, rather than reports directly from respondents. Finally, it should be noted that selected data in table 1 are not subject to sampling errors, but may be affected by nonsampling errors. These data are the figures presented for each kind-of-business category on total number of establishments with payroll and total revenue for establishments with payroll. These figures are based on data obtained either from census questionnaires or from the administrative records of other Federal agencies and are not estimates derived from a sample. =>SPECIAL TABULATIONS Special tabulations of data collected in the 1992 Census of Financial, Insurance, and Real Estate Industries may be obtained, depending on availability of time and personnel, on diskette, computer tape, or in tabular form. The data will be in summary form and subject to the same rules prohibiting disclosure of confidential information (including name, address, kind of business, or other data for individual business establishments or companies) as are the regular publications. Special tabulations are prepared on a cost basis. A request for a cost estimate, as well as exact specifications on the type and format of the data to be provided, should be directed to the Chief, Services Division, Bureau of the Census, Washington, DC 20233. To discuss a special tabulation before submitting specifications, call 1-800-541-8345.