This U.S. Census Bureau NAICS-based industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. These institutions are not chartered by the federal government.

Cross-References. Establishments primarily engaged in--

Accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans, and other consumer financial transactions.--are classified in U.S. Census Bureau NAICS-based industry 5221102, State Commercial Banks (Banking);

Accepting deposits and granting withdrawals, and other customer financial transactions NOT chartered by the Federal government, one of the states, the District of Columbia, or territories--are classified in U.S. Census Bureau NAICS-based industry 5221103, Other Commercial Banks;

Accepting members' share deposits in cooperatives that are organized to offer consumer loans to their members.--are classified in U.S. Census Bureau NAICS-based industry 5221309, Credit Unions, not Federally Chartered; and

Accepting time deposits, making mortgage and real estate loans, and investing in high grade securities; these institutions are chartered by the Federal government--are classified in U.S. Census Bureau NAICS-based industry 5221201, Savings Institutions, Federally Chartered.