This U.S. Census Bureau NAICS-based industry comprises establishments primarily engaged in accepting deposits and granting withdraws, making commercial, institutional, and consumer loans, and other customer financial transactions. These institutions are chartered by the federal government.

Cross-References.

• Establishments primarily engaged in accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans, and other customer financial transactions: these institutions are chartered by one of the states, the District of Columbia, or territories--are classified in U.S. Census Bureau NAICS-based industry 5221102, State Commercial Banks;
• Establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions); Industrial Banks or Morris Plans primarily engaged in accepting deposits; and private banks (i.e., unincorporated banks) are classified in Indust ry 522190, Other Depository Credit Intermediation;
• Establishments primarily engaged in providing trust, custody or other fiduciary services to others on a fee or contract basis, but not regularly accepting deposits. These establishments operate under Federal or State charter--are classified in U.S. Industry 523991, Trust, Fiduciary, and Custody Activities;
• Establishments primarily engaged in providing escrow and fiduciary services to others on a fee or contract basis (other than in conjunction with a real estate loan or mortgage loan servicing)--are classified in U.S. Industry 523991, Trust, Fiduciary, and Custody Activities; and
• Establishments primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services in return for payment of full balance or payments on an installment basis; these credit card banks are chartered by one of the states, the District of Columbia, or the territories--are classified in Indu stry 522210, Credit Card Issuing.