This U.S. Census Bureau NAICS-based industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. These institutions are chartered by the federal government.

Cross-References. Establishments primarily engaged in--

• Accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans, and other consumer financial transactions; these institutions are chartered by the Federal government--are classified in U.S. Census Bureau NAICS-based industry 5221101, National Commercial Banks (Banking);
• Accepting members' share deposits in cooperatives that are organized to offer consumer loans to their members; these institutions are chartered by the Federal government--are classified in U.S. Census Bureau NAICS-based industry 5221301, Credit Unions, Federally Chartered;
• Accepting time deposits, making mortgage and real estate loans, a nd investing in high grade securities; these institutions are NOT chartered by the Federal government--are classified in U.S. Census Bureau NAICS-based industry 5221203, Savings Institutions, not Federally Chartered; and
• Accepting deposits and granting withdrawals, and other customer financial transactions NOT chartered by the Federal government, one of the states, the District of Columbia, or territories--are classified in U.S. Census Bureau NAICS-based industry 5221103, Other Commercial Banks.