This U.S. Census Bureau NAICS-based industry comprises establishments primarily engaged in accepting members' share deposits in cooperatives that are organized to offer consumer loans to their members. These institutions are chartered by the federal government.

Cross-References. Establishments primarily engaged in--

• Accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans, and other consumer financial transactions; these institutions are chartered by the Federal government--are classified in U.S. Census Bureau NAICS-based industry 5221101, National Commercial Banks (Banking);
• Accepting time deposits, making mortgage and real estate loans, and investing in high grade securities; these institutions are chartered by the Federal government--are classified in U.S. Census Bureau NAICS-based industry 5221201, Savings Institutions, Federally Chartered;
• Accepting deposits and granting withdrawals, and other con sumer financial transactionsNOT chartered by the Federal government, one of the states, the District of Columbia, or territories--are classified in U.S. Census Bureau NAICS-based industry 5221103, Other Commercial Banks; and
• Accepting members' share deposits in cooperatives that are organized to offer consumer loans to their members; these institutions are NOT chartered by the Federal government--are classified in U.S. Census Bureau NAICS-based industry 5221309, Credit Unions, not Federally Chartered.