This U.S. Census Bureau NAICS-based industry comprises establishments primarily engaged in lending money to individuals for the retail purchase of consumer goods (other than automotive), through a contractual installment sales agreement, either directly from or through sales financing arrangements with dealers.

Cross-References. Establishments primarily engaged in--

• Automotive Sales Finance Companies - lending money to individuals for automotive purchases, including trucks, through a contractual installment sales agreement, either directly from or through sales financing arrangements with dealers--are classified in U.S. Census Bureau NAICS-based industry 5222201, Automotive Sales Finance Companies;
• Financing Leases - providing financing for equipment or other assets to customers through a lease agreement, where the lessee acquires substantially all the benefits of its use, and takes all the risks associated with its ownership; the lessee is responsib le for maintenance, and taxes, and may have the option to take title to the leased equipment at the end of the lease--are classified in U.S. Census Bureau NAICS-based industry 5222209, Financing Leases; and
• Commercial Finance Companies - granting short-term credit to business or commercial enterprises (other than in exchange for credit-related assets)--are classified in U.S. Census Bureau NAICS-based industry 5222203, Commercial Finance Companies.